Terms and Conditions

1. Acceptance of Terms

By accessing or using the Rowan Fundix website, platform, or any associated services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must discontinue use of the Services immediately.

2. Description of Services

Rowan Fundix provides an AI-driven data intelligence platform designed to assist investors with portfolio oversight, risk assessment, and related analytical insights. The Services are informational and analytical tools only and do not constitute financial, legal, tax, or investment advice. Any decisions made based on output from the Services are undertaken at the sole discretion and risk of the user.

3. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into a binding agreement to use the Services. By using the Services, you represent and warrant that you meet these requirements.

4. Account Registration

Certain features of the Services may require the creation of an account. You agree to provide accurate, current, and complete information during registration and to keep such information updated. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

5. No Investment Advice

Nothing provided through the Services, including reports, analytics, alerts, or automated recommendations, should be construed as personalized investment, legal, or tax advice. Rowan Fundix is not a registered investment advisor, broker-dealer, or financial institution. Users should consult a qualified professional before making financial decisions.

6. Acceptable Use

You agree not to misuse the Services. Prohibited conduct includes, without limitation: attempting unauthorized access to the platform or its underlying systems; reverse engineering, decompiling, or disassembling any part of the Services; using the Services for unlawful purposes; interfering with the normal operation of the platform; or reproducing, redistributing, or reselling platform content without authorization.

7. Subscription and Payment

Where the Services are offered under a paid subscription, fees, billing cycles, and payment terms will be disclosed at the point of purchase. Unless otherwise stated, fees are non-refundable. Rowan Fundix reserves the right to modify pricing with reasonable advance notice to existing subscribers.

8. Intellectual Property

All content, software, trademarks, logos, and materials associated with the Services are the property of Rowan Fundix or its licensors and are protected by applicable intellectual property laws. No rights are granted to you other than a limited, non-exclusive, non-transferable license to use the Services in accordance with these Terms.

9. Third-Party Links and Services

The Services may contain links to third-party websites or integrate with third-party tools. Rowan Fundix does not control and is not responsible for the content, accuracy, or practices of any third party. Use of third-party services is subject to their own terms and policies.

10. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Rowan Fundix does not guarantee uninterrupted, error-free, or secure operation of the Services.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Rowan Fundix, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment losses, arising from or related to your use of, or inability to use, the Services.

12. Indemnification

You agree to indemnify and hold harmless Rowan Fundix and its affiliates from any claims, damages, losses, or expenses arising out of your use of the Services, your violation of these Terms, or your infringement of any third-party rights.

13. Suspension and Termination

Rowan Fundix reserves the right to suspend or terminate access to the Services, with or without notice, in the event of a breach of these Terms or for any other reason deemed necessary to protect the integrity of the platform.

14. Changes to the Terms

Rowan Fundix may update these Terms from time to time. Material changes will be indicated by revising the "last updated" date at the bottom of this page. Continued use of the Services following any update constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws applicable in the jurisdiction in which Rowan Fundix operates, without regard to conflict of law principles. This section is a general placeholder and should be adapted to reflect the specific jurisdiction applicable to your business.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

Questions regarding these Terms may be directed through the contact details provided on our website.

Last updated: This document is a general draft template and does not constitute legal advice. It should be reviewed and customized by a qualified professional prior to publication.